Federal Reserve schedule
Federal Reserve K.8 holiday dates for 2026
Next listed Federal Reserve holiday: June 19, 2026
The Federal Reserve Board’s K.8 page lists holidays observed by the Federal Reserve System. It is not a universal private-bank branch-hours schedule.
Federal Reserve K.8 2026 holiday list
| Date | Holiday | Schedule note |
|---|---|---|
| January 1, 2026 | New Year’s Day | Listed by Federal Reserve K.8. |
| January 19, 2026 | Birthday of Martin Luther King, Jr. | Listed by Federal Reserve K.8. |
| February 16, 2026 | Washington’s Birthday | Listed by Federal Reserve K.8. |
| May 25, 2026 | Memorial Day | Listed by Federal Reserve K.8. |
| June 19, 2026 | Juneteenth National Independence Day | Listed by Federal Reserve K.8. |
| July 4, 2026 | Independence Day | Saturday holiday. K.8 says Federal Reserve Banks and Branches are open the preceding Friday, but the Board of Governors is closed. |
| September 7, 2026 | Labor Day | Listed by Federal Reserve K.8. |
| October 12, 2026 | Columbus Day | Listed by Federal Reserve K.8. |
| November 11, 2026 | Veterans Day | Listed by Federal Reserve K.8. |
| November 26, 2026 | Thanksgiving Day | Listed by Federal Reserve K.8. |
| December 25, 2026 | Christmas Day | Listed by Federal Reserve K.8. |
What this does not tell you
This page does not tell you whether your private bank branch, credit union, ATM, online banking system, customer support line, or payment deadline is open or closed. Check your own bank and the relevant payment service before making time-sensitive plans.
Related Punilog pages
Schedule boundary
Federal Reserve holidays are not private-bank hours
Federal Reserve K.8 is the source for holidays observed by the Federal Reserve System. It is especially useful because it explains how Federal Reserve Banks, Branches, and the Board of Governors treat certain holidays, including Saturday and Sunday timing. It does not guarantee that a private bank branch, credit union, ATM, customer-service line, app, wire cutoff, or payment feature follows the same schedule.
Readers often search bank-holiday questions because they need to complete a transaction. Punilog should keep the answer narrow: explain the Federal Reserve schedule, then point readers back to their own bank or credit union for branch and service details.
How to use K.8
- Use it for Federal Reserve context. It answers Federal Reserve System holiday timing, not every private financial institution’s operating status.
- Read the Saturday/Sunday notes. The July 2026 Independence Day timing is a good example of why source wording matters.
- Check your own bank. Branch lobbies, online banking, payment cutoffs, and support hours can differ.
- Avoid transaction advice. This page does not tell readers when to move money, make a payment, or rely on processing times.
Banking-calendar context
Federal Reserve holidays are a system schedule, not a bank-hours list
Federal Reserve K.8 is the official source for holidays observed by Federal Reserve Banks, Branches, and the Board of Governors. That makes it useful for understanding the banking-calendar layer behind many public holiday questions. It does not, by itself, publish the open or closed status of every private bank, credit union, payment app, customer-service desk, ATM, or online banking feature.
Readers often search Federal Reserve holidays because they want to know whether a payment or branch visit will be affected. This page can identify the official Federal Reserve schedule, but transaction timing and branch hours still need institution-specific confirmation.
What to verify separately
- Branch status: check the bank or credit union location page.
- Processing timing: ACH, wires, checks, bill pay, and card disputes can have separate cutoff rules.
- Digital access: apps and online banking may remain available even when processing or support is affected.
Sources and verification
Official sources
Last verified: June 5, 2026. Jurisdiction: United States federal. Cycle: 2026 holiday and service-closure calendar.
This page is informational and does not guarantee the hours of a specific agency office, post office, private bank, school, state office, or business. Verify local service status with the official source before you travel or plan a deadline-sensitive task. Corrections Policy